OPTMQ Members

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Home, auto and leisure vehicle Insurance

1 855 441-6015

Professional Liability Insurance

View summary of your coverage

Information: 1 800 644-0607

Claims: 1 866 906-2120

Your benefits on home, auto and leisure vehicle insurance

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Enjoy exclusive discounts on your home, car or recreational vehicle insurance as a Beneva partner group member


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Enjoy our free services:

  • Roadside assistance when you bundle your home and car insurance
  • Legal assistance, including guidance in the event of identity theft
  • Psychological support service after an accident or loss
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Payroll deduction available to simplify your payments and savings1
 


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You can reserve your price up to one year in advance! Benefit from this offer today, even if it's not yet time to renew your insurance.


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Personalized insurance solutions for businesses, designed by a local company founded over 40 years ago

Your Professional Liability Insurance Program2

Beneva is pleased to partner with the Ordre professionnel des technologistes médicaux du Québec to offer a professional liability insurance program. The policy number is 13765671-003.

Who are the insureds?

  • The OPTMQ
  • OPTMQ members in good standing who enrolled in the professional liability insurance program
  • OPTMQ members in good standing who enrolled in the professional liability insurance program, for losses resulting from professional services rendered while they were members in good standing and enrolled in the OPTMQ's professional liability insurance program
  • Former OPTMQ members in good standing, for losses resulting from professional services rendered while they were members in good standing and enrolled in the OPTMQ’s professional liability insurance program
  • Present or former students or interns who are or were recognized by the OPTMQ
  • Present or former employees who work under the supervision of a member in good standing who enrolled in the professional liability insurance program
  • Any of the above-mentioned persons' legal heirs or assigns
  • A company owned by a member in good standing

What is your coverage?

We insure:

  • Your professional liability:
    Specifically, the payment of compensatory damages that you may be required to pay to third parties as a result of a claim received by you and filed with Beneva during the insurance period and arising from fault, negligence, or a lack of care or skill in the performance of your insured professional activities.
    We also assume your expenses for defence in litigation involving professional liability.
    Insurance limits: Up to $1M per loss and $2M for all losses per insurance period.
  • Your criminal defence fees:
    Specifically, your defence costs for any action taken against you before a criminal court with respect to professional activities you performed, unless you plead or are found guilty by judgment of the highest court of final resort.
    Criminal defence fees: Up to $50,000 per insured.
  • Your illegal practice defence fees:
    Specifically, your defence costs for any action taken against you for illegal practice of another profession, unless you plead or are found guilty by judgment of the highest court of final resort.
    Illegal practice defence fees: Up to $25,000 per insured.
  • Your coroner's inquest legal fees:
    Specifically, your legal fees involving any appearance as an interested party in a coroner's inquest or a similar special inquest or commission arising from or in connection with the performance of your professional activities, not including cases in which you are called upon to act as an expert witness.
    Coroner's inquest legal fees: Up to $25,000 per insured.

What activities are insured?

Professional activities in your field of practice which may lead to legal action taken against you in Canada. This includes teaching, supervision, the practice of psychotherapy by occupational therapists/psychotherapists, opinions and consultations.

How to file a claim?

To file a claim, dial 1 866 906-2120.

It is important to:

  • Bring to the attention of your insurer any fact or circumstance that may give rise to a claim, as soon as you become aware of such matters.
  • Refrain from assuming any liability, incurring any expense or entering into any negotiation on your own initiative.
  • Forward any notice of claim, as well as any judicial procedure that may be served on you.
  • Provide your insurer with support and cooperation during any enquiry and any legal proceedings that may eventually take place.

After the call, please complete the claim form and email it to the address stated on the form.

Download the claim form (PDF, 693 Ko)

Home, auto and leisure vehicle Insurance

1 855 441-6015

Professional Liability Insurance

Information: 1 800 644-0607

Claims: 1 866 906-2120

Property and casualty insurance are underwritten by Beneva Insurance Company and distributed by Beneva Inc., damage insurance agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. | 1. Participating employers only. | 2. The purpose of this content is to present to you the main features of your professional liability insurance program. The insurance contract contains a number of restrictions. Only the contract may be used to establish the rights and responsibilities of the contracting parties at all times.