Beneva Inc. is pleased to partner with Communauto, a car-sharing organization, to which you subscribe. We insure its fleet.

Useful information about the insurance contract

Contract No.	10371871-006
Contract term:	11-30-2023 to 11-30-2024 exclusive
Insured's contact information:	Communauto inc. 1117 Ste-Catherine W Suite 806 Montreal (Quebec) H3B 1H9
Insured vehicles	All vehicles belonging to or leased by Communauto Inc.

 

In the event of civil liability resulting from bodily injury or property damage caused to third parties, the insureds are:

• Communauto Inc.
• Communauto subscribers driving an insured vehicle

In the event of damage to insured vehicles, the only designated insured is Communauto Inc.
 

Coverages

Description	Amount (reimbursement or deductible)
Section A - Civil Liability Property damage and bodily injury caused to third parties	Max. reimbursement: $5M
Section B - Loss of or damage to insured automobile Coverage 2: Collision or upset Coverage 3: Comprehensive excluding collision or upset	Deductible: $10,000 per loss Deductible: $10,000 per loss

 

Endorsements

Description	Amount (reimbursement or deductible)
Q.E.F.  No. 2: Vehicles driven by designated drivers which are not owned by the designated insured (Section A): Subscribers using the vehicles	-
Q.E.F. No. 8: Deductible for property damage (Section A)	Deductible: $10,000 per occurence
Q.E.F.  No. 20A: Transportation expenses (broad form) (Section B) Other expenses covered during the trip	Travel expenses: $50 per day Total limit: $1,500 per loss Covered expenses : $750
Q.E.F No. 27: Civil liability resulting from damage caused to vehicles of which the named insured is not owner	Section A: $50,000 Section B2: deductible of $10,000  Section B3: deductible of $10,000
Q.E.F. No. 33: Endorsement for roadside assistance fees	-
Q.E.F. No. 34: Accident benefits Section 1: Subsection A and B – Death and dismemberment benefits Subsection C – Reimbursement of medical fees Section 2: Total disability	$10,000 $2,000 $ per non-insured person not covered
Q.E.F. No. 43A: Change to loss payment endorsement (Section B) – Partial loss – New parts	-
Q.E.F. No. 43E: Change to loss payment endorsement (Section B) – Total loss – Compensation according to replacement value	-

 

Q.P.F. No.1- Quebec Automobile Insurance Policy (2014-03) (PDF, 13 pages) 

Insurance certificate - use for business (PDF, 1 page)

Insurance certificate (PDF, 1 page)
 

 

Page last updated: 2023-03-22